Cliff – Thank you for the compliment. As for the stimulus checks, I think they will have little to do with the economy returning to growth. However, as we have seen in recent reports, the economy appears to be steadying itself.

Regarding the $300B legislation…I am very glad to see my hard earned tax dollars being used to bail out the mistakes of homeowners. Aren’t you?

Sure, there are some that probably deserve to be bailed out, but the overwhelming majority do not. If the government keeps encouraging more financial mistakes, we are going to end up with a country full of financial illiterates.